You need a new job. Whether you are job searching or trying to improve your job skills, Bad Economy Jobs will help you. We are in this recession together and any job searching tips can make the difference in employment. Read about the recession proof jobs, best jobs in a bad economy, online schooling, stimulus jobs and how to advertise your resume.

Unemployment job numbers across the United States is still hovering around 10 percent. If you are looking for a job, there is still ample jobs competition across the board. But there are some industries where the job competition is higher. If you were previously employed in these industry sectors, it means it will be much harder to find any work. According to the US Bureau of Labor, here are the unemployment rates, ranging from highest to lowest in these industries.

1. Construction
2. Durable Goods Manufacturing
3. Oil and Gas Extraction and Mining
4. Transportation and Utilities
5. Nondurable Goods Manufacturing
6. Leisure and Hospitality
7. Retail and Wholesale Trade
8. Financial Sector
9. Information
10. Professional and Business Services
11. Government Jobs
12. Education and Health

Jobs with Lower Unemployment Rates

The United States is still working to add more solar jobs so be prepared for the rise in these jobs. Currently, much of the solar energies work is occurring overseas and China is the main manufacturer of solar panels. But the government is pushing this green energy agenda for the future.

If you have been searching for a job in the high unemployment industries but ending up with no job, then perhaps, it is time to switch to another industry such as a certified nurse aide in the health industry. As you can see, government, education and health jobs have low unemployment. This can also point to less unemployed people looking for jobs. However be aware that new college graduates will be aiming for these jobs.

If you are a in a bad financial and economic situation, there is no better time to look at your credit. Good credit can get you out of scenarios where you lack the hard money funds. Since credit is hard to obtain when lending institutions are in turmoil, you have to prepare. The first step is to look at your credit report. You must understand how it works, how it is reviewed and what each item means. By learning these very important facts, you guarantee yourself the ability to control your credit report and credit scores in the future.

Credit reports are used to make many decisions in your life. The ability to get a good job, rent an apartment, buy a home or car and even your insurance rates will be affected by your credit history.

Your credit report reflects all your financial activity. These reports contain good and bad information about you. The information is retained on the report for 7 to 10 years, depending on the type of item it is, such as a mortgage loan or credit card debt.

1. The first part of your report will list all your personal information. Verify if this information is correct. One slip of the hand on the keyboard and you can have a new middle initial. This can damage your credit report because it is interpreted as using an alias to obtain credit. Correct any mistakes with the credit agencies.
2. The next section will be a listing of any judgments or civil suits you have against your record. If someone sues you for nonpayment of a debt it will remain on your record for 7 years. Bankruptcies, Chapter 7 or Chapter 13, will remain on your report for 10 years. Verify that these accounts have not passed their removal date.
3. Next you will find any adverse accounts against your name. Here you will be able to dispute any inaccurate information. This is the most important section of your report. Any information that is incorrect must be disputed immediately.
4. Afterwards, your report will list all your accounts in good standing. This is the section that you wish to keep the most entries in.
5. Finally, the very last section of your report will be a list of anyone who has requested your credit report in an effort to issue credit. Too many inquiries can damage your score.

It is also very important to understand that these reports will contain errors. The credit bureaus are not error free and if you do not verify the information on your reports, bad items could remain on their affecting your score.

Pay Attention To Reported Credit Card Limits

One particular thing on your credit report to pay attention to is your credit card limits. These numbers are often misreported and missing. If you have any balance on your credit card, there is a chance that they will use this balance as your credit limit, thereby creating a false impression of maxing out your credit.

For example, you have a balance of $500 but your actual credit limit is $1500. In actuality, only 30% of your credit is used up. However, if the credit bureaus forget to add your limit, that $500 balance can end up being 100% of your credit. This can and will affect your credit scores.

The first step in any debt problem is to identify what you have to deal with and then make a plan with that information. Take advantage of all the knowledge you can gain about your credit report and start preparing for the rough economic events ahead. If you have not gotten a free credit report yet, then perhaps you should start to control your financial future.

So what are the best college majors? How do you decide what to focus on for the next four years of your life? Is it most important that you choose an area of study that will lead to a career in a field you truly love? Or, maybe you would consider the best college major to be the one that will lead to the biggest paycheck. If you’re lucky, you will find a major you love in a high paying field with lots of job opportunities. Let’s take a look at the highest to lowest paying jobs for college majors after graduation.

Expected High Salary College Majors

According to Payscale.com, the best college major for an undergraduate to take if you want to start out at the top of the pay scale is engineering. Aerospace, Chemical, Computer and Electrical Engineers have a starting median salary of around $60,000 per year. A mid career median salary in the engineering field will be slightly over $100,000.

Other best college majors to consider if you are motivated by a high salary include Economics, Finance, Information Technology and Nursing. You can expect to earn a starting salary right around $50,000.

Now, not everyone is cut out to be an engineer or computer wizard. And to be a nurse, you have to be a certain type of individual; one with patience and a strong stomach. If you are not interested for the positions above, you can try these lower salary, but interesting, college majors.

You may have to accept a lower starting salary if you want to be a Journalist ($36,300) or an Interior Designer ($35,700). Social work and Elementary Education land at the bottom of the payscale, paying about $33,000 per year.

If you are not the type of go through four years of schooling but prefer on the job training, there are CNC machinist and operator jobs that help design and cut out the parts that all companies use for manufacturing. In addition, the jobs for the future will be in solar energy jobs that provide the energy for the masses.

These payscales and estimated salaries will improve or decrease depending on your work area. Places with higher living standards such as big metropolitan cities will tend to have higher pay but increased living standards.

The present state of the economy causes many students to worry about their financial future. Yes, making money is important, but it should not be the dominating factor in deciding what the best college major is for you. You will probably be working for the next 40 years and you don’t want to be working at a job that does not provide some sort of satisfaction beyond a paycheck. Don’t rush into choosing a major. It’s not too late to wait a year or two before finding the best college major for you.